Credit Counseling

VISIT www.unionplus.org/creditcounseling

Certified credit counselors are available 24 hours a day to help members with confidential financial guidance, free consumer credit counseling services and discounted debt-management assistance.

If you have financial problems, counseling is available to help you become debt free, learn new money-management skills and save for the future. This program, offered by the nation's largest and most trusted nonprofit consum¬er credit counseling agency, features:

• Free credit counseling session with bud¬get analysis and advice.
  
• Free financial planning tools and information.Assistance to stop collection calls.
  
• A written action plan that summarizes your financial situation and provides a budget and timeline for reaching your goals.
  
• If you go into a debt-management plan, the set-up fee is waived. After successfully completing 12 months of the plan, your monthly fees will be reimbursed.
  
• Bankruptcy counseling fees are waived for AFT members.