This is a voluntary insurance program with MetLife that will provide nontaxable replacement income if you are unable to work due to an accident or extended sickkness.

This plan will coordinate with other sources of income when you are unable to perform the duties of your job.

There are three benefit plans to choose from: two years, five years or to age 65.

CALL 888/423-8700

VISIT www.aftbenefits.org/disability.html